Payday Prophecy - Payday Cash Advances

Payday Cash Advances And The Monkey People

In the Chinese calendar, Monkeys are the erratic geniuses, the innovative, intellectually flexible people who will solve most any problem with incredible ease. So what about payday cash advances? How will the Monkey handle their pressing financial demands and utilize these controversial tools?

The monkey ( 1992, 1980, 1968, 1956) and payday cash advances

The two traits monkeys are most renowned for are inventiveness and memory. These two traits will come in very handy when taking out payday cash advances, and even more handy when avoiding the need for payday advances in the future:

the monkey's desire for getting started on a project straight away gets them into trouble right at the beginning - they have a debt, they want a solution for that debt, and one of the more innovative solutions available are payday cash advances. Their drive to begin a project straight away is greater than their intelligence and estimation of the project as a whole.
once they take out payday cash advances, however, a whole new problem arises that these monkeys work extremely efficiently to handle. That problem is indebtedness both from the cost of these advances as well as from the hole left in their payday after the payday cash advance is repaid.
But monkey's find a way, they save their money and make the financial sacrifices necessary to make the repayment on time, then they save and save and cut and cut spending until they have completely regained their financial stability and are out from the brambles and the need for fast payday advances in the first place.
Then they remember, they remember how difficult and costly it was to take out payday cash advances and they avoid them at all costs throughout the rest of their monkey lives.

Learn from the monkey, live the monkey life

But we are not all Monkeys. Less than 1% of all payday cash advances are taken out by one time, emergency users and are repaid upon their subsequent payday - the actual intent of the payday advance and the only way these loans can be truly beneficial. We're not monkeys - the average number of payday advances taken out each year is 11 and it would seem that as a whole we will never learn. Or perhaps these loans have more to offer than the monkey can see?